:root{--ink:#17211d;--muted:#5e6c65;--paper:#fbfcf8;--card:#fff;--line:#dce4dd;--green:#205c43;--green2:#e7f1ea;--gold:#a66c21;--max:1120px}
*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.68}
a{color:var(--green);text-decoration-thickness:1px;text-underline-offset:3px}img{max-width:100%}
.wrap{max-width:var(--max);margin:auto;padding:0 22px}.top{background:#10251c;color:#eaf4ee;font-size:.9rem;padding:8px 0}.top a{color:white}
header{background:rgba(251,252,248,.96);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{display:flex;align-items:center;justify-content:space-between;min-height:70px;gap:20px}
.brand{font-family:Georgia,serif;font-weight:700;font-size:1.35rem;color:var(--ink);text-decoration:none}.brand span{color:var(--green)}
nav{display:flex;gap:18px;flex-wrap:wrap}nav a{text-decoration:none;color:var(--ink);font-weight:650;font-size:.94rem}
.hero{padding:72px 0 52px;background:linear-gradient(135deg,#edf5ee,#fbfcf8 65%)}.eyebrow{font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:var(--green)}
h1,h2,h3{font-family:Georgia,serif;line-height:1.12}h1{font-size:clamp(2.5rem,6vw,4.8rem);max-width:900px;margin:.15em 0}.lede{font-size:1.2rem;color:var(--muted);max-width:760px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}.btn{display:inline-block;background:var(--green);color:#fff;padding:12px 18px;border-radius:8px;text-decoration:none;font-weight:800}.btn.alt{background:#fff;color:var(--green);border:1px solid var(--line)}
section{padding:52px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:24px;box-shadow:0 8px 28px rgba(30,60,45,.04)}.card h3{margin-top:0}.kicker{color:var(--gold);font-weight:800;font-size:.85rem}
.article{max-width:790px;margin:0 auto;padding:46px 22px 70px}.article h1{font-size:clamp(2.3rem,5vw,4rem)}.article h2{margin-top:2em;font-size:1.8rem}.article h3{margin-top:1.6em}.article p,.article li{font-size:1.04rem}.crumb{font-size:.88rem;color:var(--muted);margin-bottom:24px}.note,.cta,.disclosure{border-radius:12px;padding:20px;margin:28px 0}.note{background:#f1f5f2;border:1px solid var(--line)}.cta{background:#10251c;color:#eef8f1}.cta a{color:#fff}.cta .btn{background:#fff;color:#174d38}.disclosure{background:#fff7e8;border:1px solid #ead9b9;font-size:.94rem}
table{width:100%;border-collapse:collapse;margin:25px 0;background:#fff}th,td{padding:12px;border:1px solid var(--line);text-align:left;vertical-align:top}
footer{background:#10251c;color:#d8e5dc;padding:42px 0}footer a{color:#fff}.foot{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
.meta{color:var(--muted);font-size:.9rem}.pill{display:inline-block;padding:5px 9px;background:var(--green2);border-radius:999px;font-size:.78rem;font-weight:750;color:var(--green);margin-right:5px}
@media(max-width:800px){.grid,.foot{grid-template-columns:1fr}.nav{align-items:flex-start;padding:15px 0;flex-direction:column}nav{padding-bottom:8px}.hero{padding-top:45px}header{position:static}}